hnb
| Key Ratios | 1Q23 | 2Q23 | 3Q23 | 4Q23 | 1Q24 | 2Q24 | - | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality (Quality of Loan Portfolio) | - | - | - | - | - | - | - | - | - | - |
| Impaired Loans (Stage 3) Ratio (%) | 3.8 | 4.8 | 4.9 | 3.8 | 4.0 | 4.1 | - | 0.0 | 3.4 | 3.8 |
| Impairment (Stage 3) to Stage 3 Loans Ratio (%) | 55.5 | 51.3 | 50.7 | 57.5 | 55.5 | 56.1 | - | 0.0 | 57.0 | 57.5 |
| - | - | - | - | - | - | - | - | - | - | - |
| - | - | - | - | - | - | - | - | - | - | - |
| Profitability | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Interest Margin (%) | 7.3 | 6.6 | 6.2 | 5.7 | 4.5 | 4.7 | - | 0.0 | 7.6 | 5.7 |
| Return on Assets (before tax) (%) | 2.5 | 1.5 | 2.0 | 1.8 | 2.0 | 2.6 | - | 0.0 | 0.9 | 1.8 |
| Return on Equity (%) | 16.8 | 10.3 | 13.1 | 11.6 | 13.3 | 16.0 | - | 0.0 | 9.0 | 11.6 |
| - | - | - | - | - | - | - | - | - | - | - |
| Debt Security Related Ratios | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Debt to Equity Ratio (%) | 28.2 | 26.5 | 23.1 | 19.6 | 18.4 | 16.4 | - | 0.0 | 30.9 | 19.6 |
| Interest Cover (Times) | 10.1 | 7.0 | 8.8 | 7.0 | 12.2 | 16.3 | - | 0.0 | 4.0 | 7.0 |