NationsTrustbank
| Year ended 31 December (Rs.'000') | 1Q23 | 2Q23 | 3Q23 | 4Q23 | 1Q24 | 2Q24 | - | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Income | 20,750,978.0 | 20,383,667.0 | 20,969,925.0 | 19,768,267.0 | 19,826,861.0 | 19,479,623.0 | - | 38,378,461.0 | 64,818,207.0 | 81,872,837.0 |
| Interest Income | 17,986,299.0 | 17,936,734.0 | 17,587,441.0 | 17,047,479.0 | 16,878,890.0 | 15,740,173.0 | - | 28,657,258.0 | 54,308,296.0 | 70,557,953.0 |
| Less: Interest Expense | 9,052,558.0 | 9,125,700.0 | 8,854,280.0 | 8,659,043.0 | 7,786,818.0 | 6,777,383.0 | - | 14,579,618.0 | 25,007,344.0 | 35,607,076.0 |
| Net Interest income | 8,933,741.0 | 8,811,034.0 | 8,733,161.0 | 8,388,436.0 | 9,092,072.0 | 8,962,790.0 | - | 14,077,640.0 | 29,300,952.0 | 34,950,877.0 |
| Fee & commission income | 1,904,282.0 | 1,822,665.0 | 2,236,709.0 | 2,325,586.0 | 2,235,353.0 | 2,378,018.0 | - | 6,669,822.0 | 7,738,016.0 | 8,334,600.0 |
| Less: Fee & commission expense | 291,904.0 | 82,761.0 | 317,545.0 | 362,685.0 | 141,833.0 | 102,227.0 | - | 529,463.0 | 943,548.0 | 1,234,149.0 |
| Net fee & commission income | 1,612,378.0 | 1,739,904.0 | 1,919,164.0 | 1,962,901.0 | 2,093,520.0 | 2,275,791.0 | - | 6,140,359.0 | 6,794,468.0 | 7,100,451.0 |
| Net (loss)/gain from trading | -2,224,972.0 | -1,378,965.0 | 2,721,540.0 | -384,696.0 | -2,796,633.0 | 2,214,032.0 | - | 2,472,443.0 | 14,233,269.0 | -1,267,093.0 |
| Net gain on derecognition of financial assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| at fair value through profit or loss | 47,334.0 | 40,844.0 | -25,703.0 | 125,437.0 | 161,801.0 | -345,365.0 | - | 9,103.0 | 15,848.0 | 187,912.0 |
| at fair value through other comprehensive income | 67,926.0 | 116,195.0 | 73,093.0 | 27,165.0 | -142,456.0 | 0.0 | - | 499,932.0 | 28,279.0 | 284,380.0 |
| at amortised cost | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Net other operating income | 2,970,109.0 | 1,846,194.0 | -1,623,156.0 | 581,937.0 | 3,489,906.0 | -507,235.0 | - | 69,903.0 | -11,505,501.0 | 3,775,085.0 |
| Total operating income | 11,406,516.0 | 11,175,206.0 | 11,798,099.0 | 10,701,180.0 | 11,898,210.0 | 12,600,013.0 | - | 23,269,380.0 | 38,867,315.0 | 45,031,612.0 |
| Less: Impairment charge | 2,105,651.0 | 854,602.0 | 1,567,726.0 | 2,971,985.0 | 558,344.0 | 419,951.0 | - | 3,742,158.0 | 13,842,229.0 | 7,499,963.0 |
| Net operating income | 9,300,865.0 | 10,320,604.0 | 10,230,373.0 | 7,729,195.0 | 11,339,866.0 | 12,180,062.0 | - | 19,527,222.0 | 25,025,086.0 | 37,531,649.0 |
| Less: Operating Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Personnel Expenses | 1,836,781.0 | 1,686,527.0 | 1,866,791.0 | 2,042,707.0 | 1,943,536.0 | 2,006,627.0 | - | 4,619,680.0 | 5,999,378.0 | 7,441,295.0 |
| Depreciation of Property, Plant and Equipment | 62,040.0 | 62,476.0 | 60,626.0 | 51,457.0 | 59,665.0 | 59,350.0 | - | 436,260.0 | 345,810.0 | 247,549.0 |
| Depreciation of Right of Use (ROU) Assets | 100,765.0 | 96,717.0 | 105,843.0 | 116,834.0 | 98,199.0 | 97,831.0 | - | 393,435.0 | 387,410.0 | 397,526.0 |
| Amortization of Intangible Assets | 83,076.0 | 81,693.0 | 83,027.0 | 81,616.0 | 86,716.0 | 86,916.0 | - | 339,037.0 | 278,820.0 | 329,443.0 |
| Other Operating Expenses | 1,359,873.0 | 1,579,206.0 | 1,427,202.0 | 1,468,505.0 | 1,664,662.0 | 1,666,413.0 | - | 3,333,492.0 | 4,547,387.0 | 5,663,147.0 |
| Total operating expenses | 3,442,535.0 | 3,506,619.0 | 3,543,489.0 | 3,761,119.0 | 3,852,778.0 | 3,917,137.0 | - | 9,121,904.0 | 11,558,805.0 | 14,078,960.0 |
| Operating profit before taxes on financial services | 5,858,330.0 | 6,813,985.0 | 6,686,884.0 | 3,968,076.0 | 7,487,088.0 | 8,262,925.0 | - | 10,405,318.0 | 13,466,281.0 | 23,452,689.0 |
| Less: Value added tax on financial services | 1,330,338.0 | 1,448,449.0 | 1,371,127.0 | 994,345.0 | 1,576,223.0 | 1,716,712.0 | - | 1,985,444.0 | 3,021,066.0 | 5,144,852.0 |
| Social security contribution levy | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Total taxes on financial services | 1,330,338.0 | 1,448,449.0 | 1,371,127.0 | 994,345.0 | 1,576,223.0 | 1,716,712.0 | - | 1,985,444.0 | 3,021,066.0 | 5,144,852.0 |
| Share of profit/(loss) of associate, net of tax | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Profit before income tax | 4,527,992.0 | 5,365,536.0 | 5,315,757.0 | 2,973,731.0 | 5,910,865.0 | 6,546,213.0 | - | 8,419,874.0 | 10,445,215.0 | 18,307,837.0 |
| Less: Income tax expense | 1,734,828.0 | 2,039,691.0 | 1,996,396.0 | 1,025,598.0 | 2,134,781.0 | 2,296,485.0 | - | 1,726,345.0 | 3,217,170.0 | 6,836,956.0 |
| Net Profit | 2,793,164.0 | 3,325,845.0 | 3,319,361.0 | 1,948,133.0 | 3,776,084.0 | 4,249,728.0 | - | 6,693,529.0 | 7,228,045.0 | 11,470,881.0 |
| Attributable to: | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Equity holders of the Bank | 2,793,164.0 | 3,325,845.0 | 3,319,361.0 | 1,948,133.0 | 3,776,084.0 | 4,249,728.0 | - | 6,693,529.0 | 7,228,045.0 | 11,470,881.0 |
| Non-controlling interest | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Dividend per share | - | - | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | - | 0.0 |
| Dividend per share: Gross (Rs) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Dividend per share: Net (Rs) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Dividend payment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Shares outstanding | 0.0 | 0.0 | 319,619,960.0 | 319,619,960.0 | 326,200,247.0 | 326,200,247.0 | - | 301,510,315.3 | 0.0 | 319,619,960.0 |
| Earnings per share (basic) | 8.7 | 10.2 | 10.4 | 6.0 | 11.6 | 13.0 | - | 22.2 | 22.6 | 35.8 |