Sampathbank
| Income Statement (Rs.'000') | 1Q23 | 2Q23 | 3Q23 | 4Q23 | 1Q24 | 2Q24 | - | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Income | 56,329,480.0 | 57,544,607.0 | 64,214,848.0 | 58,415,535.0 | 53,383,629.0 | 56,421,501.0 | - | 113,075,143.0 | 206,002,254.0 | 236,504,470.0 |
| Interest Income | 52,321,299.0 | 52,696,701.0 | 54,970,727.0 | 52,469,890.0 | 51,041,994.0 | 48,484,186.0 | - | 92,427,928.0 | 164,775,651.0 | 212,458,617.0 |
| Less: Interest Expense | 33,526,590.0 | 36,064,502.0 | 35,159,367.0 | 32,265,224.0 | 29,478,973.0 | 26,641,963.0 | - | 46,909,728.0 | 88,733,558.0 | 137,015,683.0 |
| Net Interest income | 18,794,709.0 | 16,632,199.0 | 19,811,360.0 | 20,204,666.0 | 21,563,021.0 | 21,842,223.0 | - | 45,518,200.0 | 76,042,093.0 | 75,442,934.0 |
| Fee & commission income | 6,465,968.0 | 5,360,754.0 | 6,017,386.0 | 5,700,725.0 | 5,795,681.0 | 5,492,164.0 | - | 14,236,984.0 | 22,685,656.0 | 23,544,833.0 |
| Less: Fee & commission expense | 903,552.0 | 849,089.0 | 952,608.0 | 1,320,647.0 | 1,197,439.0 | 1,093,729.0 | - | 1,765,975.0 | 2,500,860.0 | 4,025,896.0 |
| Net fee & commission income | 5,562,416.0 | 4,511,665.0 | 5,064,778.0 | 4,380,078.0 | 4,598,242.0 | 4,398,435.0 | - | 12,471,009.0 | 20,184,796.0 | 19,518,937.0 |
| Net (loss)/gain from trading | 1,672,920.0 | -3,100.0 | -20,725.0 | -940,119.0 | -4,497,696.0 | 2,163,214.0 | - | 399,243.0 | -2,266,306.0 | 708,976.0 |
| Net gain on derecognition of financial assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 150,413.0 | 559,216.0 | 0.0 |
| at fair value through profit or loss | 96,658.0 | 138,020.0 | 53,910.0 | 28,728.0 | 54,948.0 | 49,001.0 | - | 0.0 | 0.0 | 317,316.0 |
| at fair value through other comprehensive income | 14,918.0 | 56,331.0 | 87,448.0 | 123,410.0 | 344,427.0 | 233,500.0 | - | 0.0 | 0.0 | 282,107.0 |
| at amortised cost | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Net other operating income | -4,242,283.0 | -704,099.0 | 3,106,102.0 | 1,032,901.0 | 644,275.0 | -564.0 | - | 5,860,575.0 | 20,248,037.0 | -807,379.0 |
| Total operating income | 21,899,338.0 | 20,631,016.0 | 28,102,873.0 | 24,829,664.0 | 22,707,217.0 | 28,685,809.0 | - | 64,399,440.0 | 114,767,836.0 | 95,462,891.0 |
| Less: Impairment charge | 6,818,202.0 | 382,181.0 | 7,298,125.0 | 5,711,094.0 | 4,406,178.0 | 1,744,226.0 | - | 18,559,200.0 | 62,908,121.0 | 20,209,602.0 |
| Net operating income | 15,081,136.0 | 20,248,835.0 | 20,804,748.0 | 19,118,570.0 | 18,301,039.0 | 26,941,583.0 | - | 45,840,240.0 | 51,859,715.0 | 75,253,289.0 |
| Less: Operating Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Personnel expenses | 3,693,895.0 | 4,037,017.0 | 4,287,163.0 | 3,808,039.0 | 4,356,518.0 | 5,230,311.0 | - | 10,916,278.0 | 13,878,531.0 | 15,826,114.0 |
| Depreciation & amortisation expenses | 622,906.0 | 628,817.0 | 632,938.0 | 669,712.0 | 700,652.0 | 701,659.0 | - | 2,491,340.0 | 2,396,761.0 | 2,554,373.0 |
| Other operating expenses | 4,045,640.0 | 4,540,248.0 | 3,752,584.0 | 4,247,376.0 | 4,100,321.0 | 4,568,079.0 | - | 9,311,739.0 | 13,613,025.0 | 16,585,848.0 |
| Total operating expenses | 8,362,441.0 | 9,206,082.0 | 8,672,685.0 | 8,725,127.0 | 9,157,491.0 | 10,500,049.0 | - | 22,719,357.0 | 29,888,317.0 | 34,966,335.0 |
| Operating profit before taxes on financial services | 6,718,695.0 | 11,042,753.0 | 12,132,063.0 | 10,393,443.0 | 9,143,548.0 | 16,441,534.0 | - | 23,120,883.0 | 21,971,398.0 | 40,286,954.0 |
| Less: Value added tax on financial services | 1,506,551.0 | 2,296,355.0 | 2,387,037.0 | 1,748,936.0 | 1,965,413.0 | 3,188,412.0 | - | 4,295,777.0 | 5,340,457.0 | 7,938,879.0 |
| Social security contribution levy | 210,064.0 | 318,118.0 | 331,532.0 | 286,838.0 | 272,974.0 | 442,835.0 | - | 0.0 | 236,322.0 | 1,146,552.0 |
| Total taxes on financial services | 1,716,615.0 | 2,614,473.0 | 2,718,569.0 | 2,035,774.0 | 2,238,387.0 | 3,631,247.0 | - | 4,295,777.0 | 5,576,779.0 | 9,085,431.0 |
| Share of profit/(loss) of associate, net of tax | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Profit before income tax | 5,002,080.0 | 8,428,280.0 | 9,413,494.0 | 8,357,669.0 | 6,905,161.0 | 12,810,287.0 | - | 18,825,106.0 | 16,394,619.0 | 31,201,523.0 |
| Less: Income tax expense | 1,991,849.0 | 3,800,560.0 | 4,321,308.0 | 3,163,524.0 | 3,111,480.0 | 4,736,561.0 | - | 4,968,645.0 | 2,334,109.0 | 13,277,241.0 |
| Net Profit | 3,010,231.0 | 4,627,720.0 | 5,092,186.0 | 5,194,145.0 | 3,793,681.0 | 8,073,726.0 | - | 13,856,461.0 | 14,060,510.0 | 17,924,282.0 |
| Shares outstanding | 1,144,374.0 | 1,172,701.0 | 1,172,700,760.0 | 1,172,701.0 | 1,172,700,760.0 | 1,172,700,760.0 | - | 0.0 | 1,144,373,955.0 | 1,172,702,760.0 |
| Earnings per share (basic) | 2.6 | 4.0 | 0.0 | 4.4 | 3.2 | 6.9 | - | - | 0.0 | 0.0 |