pabcbank

pabcbank Financial Table

Year ended 31 December (Rs.'000')1Q232Q233Q234Q231Q242Q24-202120222023
Gross Income 9,678,082.0 10,880,863.0 9,641,186.0 9,212,828.0 8,766,340.0 8,405,543.0 - 21,103,534.0 25,813,144.0 39,412,959.0
Interest Income 9,159,772.0 9,921,226.0 9,339,300.0 8,702,699.0 8,163,797.0 7,570,302.0 - 18,798,301.0 26,626,159.0 37,122,997.0
Less: Interest Expense 7,125,710.0 7,403,590.0 6,427,310.0 5,863,917.0 5,279,968.0 4,601,329.0 - 9,156,565.0 17,170,702.0 26,820,527.0
Net Interest income 2,034,062.0 2,517,636.0 2,911,990.0 2,838,782.0 2,883,829.0 2,968,973.0 - 9,641,736.0 9,455,457.0 10,302,470.0
Fee & Commission Income 351,254.0 363,368.0 390,066.0 434,671.0 415,045.0 475,097.0 - 1,821,228.0 1,754,921.0 1,539,359.0
Less: Fee & Commission Expenses 9,685.0 14,880.0 15,802.0 14,916.0 16,653.0 18,729.0 - 38,295.0 36,112.0 55,283.0
Net fee & commission income 341,569.0 348,488.0 374,264.0 419,755.0 398,392.0 456,368.0 - 1,782,933.0 1,718,809.0 1,484,076.0
Net (loss)/gain from trading 197,372.0 759,225.0 206,999.0 -136,693.0 128,963.0 285,876.0 - 92,257.0 111,315.0 1,026,903.0
Net gain on derecognition of financial assets 0.0 0.0 0.0 0.0 0.0 0.0 - 0.0 0.0 0.0
at fair value through profit or loss -30,316.0 -162,956.0 -295,179.0 212,151.0 58,535.0 74,268.0 - 391,748.0 0.0 -276,300.0
at fair value through other comprehensive income 0.0 0.0 0.0 0.0 0.0 0.0 - 0.0 0.0 0.0
at amortised cost 0.0 0.0 0.0 0.0 0.0 0.0 - 0.0 0.0 0.0
Net other operating income 0.0 0.0 0.0 0.0 0.0 0.0 - 0.0 - 0.0
Total operating income 2,542,687.0 3,462,393.0 3,198,074.0 3,333,995.0 3,469,719.0 3,785,485.0 - 11,908,674.0 8,606,330.0 12,537,149.0
Less: Impairment charge 381,535.0 694,063.0 832,924.0 1,246,580.0 747,989.0 371,652.0 - 2,370,452.0 2,860,555.0 3,155,102.0
Net operating income 2,161,152.0 2,768,330.0 2,365,150.0 2,087,415.0 2,721,730.0 3,413,833.0 - 9,538,222.0 5,745,775.0 9,382,047.0
Less: Operating Expenses 0.0 0.0 0.0 0.0 0.0 0.0 - 0.0 0.0 0.0
Personnel expenses 590,897.0 634,647.0 678,435.0 756,134.0 750,112.0 913,926.0 - 2,227,359.0 1,893,676.0 2,660,113.0
Depreciation & amortisation expenses 124,584.0 120,520.0 124,180.0 143,848.0 136,056.0 130,775.0 - 0.0 481,488.0 513,133.0
Other operating expenses 675,140.0 712,893.0 706,195.0 788,903.0 730,424.0 749,094.0 - 2,399,633.0 2,268,856.0 2,883,132.0
Total operating expenses 1,390,621.0 1,468,060.0 1,508,810.0 1,688,885.0 1,616,592.0 1,793,795.0 - 4,626,992.0 4,644,020.0 6,056,378.0
Operating profit before taxes on financial services 770,531.0 1,300,270.0 856,340.0 398,530.0 1,105,138.0 1,620,038.0 - 4,911,230.0 1,101,755.0 3,325,669.0
Less: Value added tax on financial services 230,402.0 324,525.0 255,231.0 187,165.0 309,469.0 419,403.0 - 877,577.0 451,902.0 997,323.0
Social security contribution levy 0.0 0.0 0.0 0.0 0.0 0.0 - 0.0 0.0 0.0
Total taxes on financial services 230,402.0 324,525.0 255,231.0 187,165.0 309,469.0 419,403.0 - 877,577.0 451,902.0 997,323.0
Share of profit/(loss) of associate, net of tax 0.0 - 0.0 0.0 0.0 0.0 - 0.0 0.0 0.0
Profit before income tax 540,129.0 975,745.0 601,109.0 211,365.0 795,669.0 1,200,635.0 - 4,033,653.0 649,853.0 2,328,346.0
Less: Income tax expense 216,612.0 373,514.0 284,422.0 -401,167.0 432,873.0 538,557.0 - 958,295.0 -1,352,087.0 473,381.0
Net Profit 323,517.0 602,231.0 316,687.0 612,532.0 362,796.0 662,078.0 - 3,075,358.0 2,001,940.0 1,854,965.0
Shares outstanding 421,948.7 421,948,655.0 421,948,655.0 421,948,655.0 442,561,629.0 442,561,629.0 - 320,522,436.0 402,666,056.0 421,948,655.0
Earnings per share (basic) 0.7 1.4 0.7 1.4 0.8 1.5 - 7.0 4.5 4.2