Commercialbank
| Balance Sheet (Rs.'000') | 1Q23 | 2Q23 | 3Q23 | 4Q23 | 1Q24 | 2Q24 | - | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets (TA) | 2,492,218,863.0 | 2,462,168,197.0 | 2,525,511,650.0 | 2,655,611,675.0 | 2,616,419,738.0 | 2,690,462,905.0 | - | 1,983,491,144.0 | 2,499,553,904.0 | 2,655,611,675.0 |
| Cash & cash equivalents | 147,860,571.0 | 112,544,293.0 | 114,518,140.0 | 159,701,507.0 | 119,329,381.0 | 103,437,079.0 | - | 69,335,379.0 | 151,109,490.0 | 159,701,507.0 |
| Balances with Central Bank of Sri Lanka | 95,653,467.0 | 61,871,953.0 | 37,516,912.0 | 62,633,503.0 | 44,654,477.0 | 48,211,823.0 | - | 56,777,465.0 | 78,597,120.0 | 62,633,503.0 |
| Placements with banks | 54,909,247.0 | 53,920,816.0 | 66,538,167.0 | 81,506,653.0 | 109,891,013.0 | 126,150,729.0 | - | 12,498,709.0 | 96,082,937.0 | 81,506,653.0 |
| Securities purchased under resale agreements | 3,524,478.0 | 3,378,561.0 | 549,770.0 | 31,148,729.0 | 31,290,304.0 | 11,917,984.0 | - | 3,000,490.0 | 1,517,308.0 | 31,148,729.0 |
| Derivative financial instruments | 8,064,310.0 | 7,032,972.0 | 6,091,290.0 | 7,226,484.0 | 8,000,370.0 | 5,291,686.0 | - | 3,245,120.0 | 8,345,091.0 | 7,226,484.0 |
| Financial assests measured through P/L- measured at fair value | 28,922,409.0 | 50,791,983.0 | 98,042,540.0 | 29,449,653.0 | 68,322,294.0 | 77,951,714.0 | - | 23,436,123.0 | 24,873,057.0 | 29,449,653.0 |
| Financial assets at amortised cost | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Loans and advances | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Financial assets at amortised cost – Loans and advances to other customers | 1,094,383,487.0 | 1,096,826,774.0 | 1,148,276,787.0 | 1,204,865,597.0 | 1,224,802,343.0 | 1,265,991,667.0 | - | 1,029,584,075.0 | 1,155,492,527.0 | 1,204,865,597.0 |
| Financial assets at amortised cost – Debt and other financial instruments | 765,050,417.0 | 740,197,253.0 | 706,747,778.0 | 685,155,537.0 | 652,390,804.0 | 648,766,175.0 | - | 385,390,598.0 | 761,650,234.0 | 685,155,537.0 |
| Financial assets measured at fair value through other comprehensive income | 186,912,374.0 | 230,826,265.0 | 246,477,855.0 | 287,732,972.0 | 250,960,953.0 | 297,079,303.0 | - | 335,953,802.0 | 118,652,257.0 | 287,732,972.0 |
| Investment in subsidiaries | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Investments in associates | 56,778.0 | 57,856.0 | 59,475.0 | 59,004.0 | 58,319.0 | 58,411.0 | - | 60,428.0 | 55,302.0 | 59,004.0 |
| Property, plant & equipment | 27,492,933.0 | 26,649,043.0 | 26,538,514.0 | 28,997,246.0 | 28,784,956.0 | 29,938,899.0 | - | 24,744,634.0 | 27,446,607.0 | 28,997,246.0 |
| Investment properties | 326,350.0 | 424,550.0 | 545,850.0 | 597,825.0 | 597,825.0 | 628,125.0 | - | 72,400.0 | 80,350.0 | 597,825.0 |
| Intangible assets | 4,137,176.0 | 4,042,878.0 | 4,061,409.0 | 4,289,404.0 | 4,410,409.0 | 4,309,381.0 | - | 2,272,639.0 | 4,113,200.0 | 4,289,404.0 |
| Right-of-use assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Current tax receivables | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Leasehold property | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Deferred tax assets | 30,366,788.0 | 30,251,431.0 | 32,664,942.0 | 34,511,410.0 | 34,013,003.0 | 37,108,309.0 | - | 10,036,105.0 | 30,727,213.0 | 34,511,410.0 |
| Other assets | 44,558,078.0 | 43,351,569.0 | 36,882,221.0 | 37,736,151.0 | 38,913,287.0 | 33,621,620.0 | - | 27,083,177.0 | 40,811,211.0 | 37,736,151.0 |
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Interest bearing Liabilities (IBL) | 2,173,483,453.0 | 2,153,780,559.0 | 2,217,906,401.0 | 2,319,798,281.0 | 2,276,118,747.0 | 2,355,664,823.0 | - | 1,730,453,556.0 | 2,156,591,622.0 | 2,319,798,281.0 |
| Average Interest bearing Liabilities (AIBL) | 0.0 | 0.0 | 0.0 | 0.0 | 2,214,949,653.0 | 0.0 | - | 1,652,684,887.5 | 1,943,522,589.0 | 2,246,640,867.0 |
| Due to banks | 42,905,385.0 | 50,020,369.0 | 48,268,948.0 | 47,948,578.0 | 24,554,816.0 | 29,722,835.0 | - | 73,801,195.0 | 64,971,170.0 | 47,948,578.0 |
| Derivative financial instruments | 8,121,606.0 | 5,309,026.0 | 1,560,980.0 | 2,319,209.0 | 3,934,942.0 | 1,196,124.0 | - | 2,092,198.0 | 2,880,667.0 | 2,319,209.0 |
| Securities sold under repurchase agreements | 96,322,359.0 | 133,588,179.0 | 117,895,187.0 | 111,186,824.0 | 98,228,587.0 | 121,428,959.0 | - | 151,424,854.0 | 97,726,435.0 | 111,186,824.0 |
| Financial liabilities at amortised cost | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| - due to depositors | 2,023,418,699.0 | 1,958,690,813.0 | 2,038,498,641.0 | 2,147,906,858.0 | 2,140,750,660.0 | 2,192,925,482.0 | - | 1,472,640,456.0 | 1,977,743,661.0 | 2,147,906,858.0 |
| Loan-to-deposit ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| - due to other borrowers | 10,837,010.0 | 11,481,198.0 | 13,243,625.0 | 12,756,021.0 | 12,584,684.0 | 11,587,547.0 | - | 32,587,051.0 | 16,150,356.0 | 12,756,021.0 |
| - due to debt securities holders | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Retirement benefit obligation | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Dividend payable | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Current tax liabilities | 23,651,014.0 | 23,513,300.0 | 14,420,344.0 | 15,256,244.0 | 18,031,815.0 | 18,101,556.0 | - | 9,486,772.0 | 24,916,074.0 | 15,256,244.0 |
| Deferred tax liabilities | 435,020.0 | 433,316.0 | 431,708.0 | 514,207.0 | 513,179.0 | 513,703.0 | - | 349,106.0 | 437,123.0 | 514,207.0 |
| Other liabilities | 44,064,040.0 | 36,253,554.0 | 48,296,812.0 | 56,266,302.0 | 55,275,609.0 | 48,377,491.0 | - | 33,253,518.0 | 40,354,877.0 | 56,266,302.0 |
| Subordinated liabilities | 33,487,710.0 | 33,262,957.0 | 24,869,883.0 | 36,482,939.0 | 37,349,629.0 | 37,178,895.0 | - | 38,303,466.0 | 61,400,967.0 | 36,482,939.0 |
| Total Liabilities (TL) | 2,283,242,843.0 | 2,252,552,712.0 | 2,307,486,128.0 | 2,430,637,182.0 | 2,391,223,921.0 | 2,461,032,592.0 | - | 1,813,938,616.0 | 2,286,581,330.0 | 2,430,637,182.0 |
| Equity | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Stated capital | 62,891,772.0 | 62,891,772.0 | 62,948,003.0 | 62,948,003.0 | 65,184,125.0 | 65,374,734.0 | - | 54,566,957.0 | 58,149,621.0 | 62,948,003.0 |
| Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | - | 0.0 | 0.0 | 0.0 |
| Statutory reserve fund | 12,079,670.0 | 12,079,670.0 | 12,079,670.0 | 13,586,534.0 | 13,586,534.0 | 13,586,534.0 | - | 10,590,338.0 | 12,079,670.0 | 13,586,534.0 |
| Other reserves | 124,736,413.0 | 121,617,007.0 | 123,309,743.0 | 133,993,167.0 | 130,019,202.0 | 125,898,028.0 | - | 92,426,660.0 | 131,845,571.0 | 133,993,167.0 |
| Retained earnings | 5,440,390.0 | 9,216,216.0 | 15,470,462.0 | 9,943,003.0 | 12,042,982.0 | 19,971,984.0 | - | 9,890,762.0 | 6,790,304.0 | 9,943,003.0 |
| Total equity attributable to equity holders of the Bank | 205,148,245.0 | 205,804,665.0 | 213,807,878.0 | 220,470,707.0 | 220,832,843.0 | 224,831,280.0 | - | 167,474,717.0 | 208,865,166.0 | 220,470,707.0 |
| Non-controlling interest | 3,827,775.0 | 3,810,820.0 | 4,217,644.0 | 4,503,786.0 | 4,362,974.0 | 4,599,033.0 | - | 2,077,811.0 | 4,107,408.0 | 4,503,786.0 |
| Total Equity | 208,976,020.0 | 209,615,485.0 | 218,025,522.0 | 224,974,493.0 | 225,195,817.0 | 229,430,313.0 | - | 169,552,528.0 | 212,972,574.0 | 224,974,493.0 |
| Total Liabilities & Equity | 2,492,218,863.0 | 2,462,168,197.0 | 2,525,511,650.0 | 2,655,611,675.0 | 2,616,419,738.0 | 2,690,462,905.0 | - | 1,983,491,144.0 | 2,499,553,904.0 | 2,655,611,675.0 |
| Commitments & contingencies | 629,373,712.0 | 605,333,607.0 | 602,365,134.0 | 675,776,516.0 | 686,561,276.0 | 661,784,412.0 | - | 685,379,028.0 | 555,531,537.0 | 675,776,516.0 |
| Equity funding of assets | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | - | 0.1 | 0.1 | 0.1 |
| Net asset value per share (Rs) (reported) | 156.2 | 156.7 | 162.7 | 167.8 | 167.8 | 167.7 | - | 140.2 | 168.5 | 167.8 |
| Net asset value per share (Rs) | 0.0 | 0.0 | 0.0 | 0.0 | 164.9 | 164.9 | - | - | - | 171.2 |