Commercialbank
| Key Ratios | 1Q23 | 2Q23 | 3Q23 | 4Q23 | 1Q24 | 2Q24 | - | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality (Quality of Loan Portfolio) | - | - | - | - | - | - | - | - | - | - |
| Impaired Loans (Stage 3) Ratio (%) | 5.8 | 6.3 | 6.1 | 5.9 | 5.6 | 4.9 | - | - | 5.2 | 5.9 |
| Impairment (Stage 3) to Stage 3 Loans Ratio (%) | 39.9 | 39.7 | 39.9 | 43.2 | 44.6 | 49.2 | - | - | 39.6 | 43.2 |
| 0.0 | - | - | - | - | - | - | - | - | - | - |
| 0.0 | - | - | - | - | - | - | - | - | - | - |
| Profitability | - | - | - | - | - | - | - | - | - | - |
| Interest Margin (%) | 3.0 | 3.0 | 3.2 | 3.3 | 4.2 | 4.4 | - | - | 3.7 | 3.3 |
| Return on Assets (before tax) (%) | 1.1 | 1.1 | 1.3 | 1.3 | 2.5 | 1.3 | - | - | 1.0 | 1.3 |
| Return on Equity (%) | 8.2 | 7.5 | 8.6 | 9.8 | 19.5 | 16.8 | - | - | 12.5 | 9.8 |
| 0.0 | - | - | - | - | - | - | - | - | - | - |
| Debt Security Related Ratios | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity Ratio (%) | 16.7 | 16.6 | 11.9 | 17.0 | 17.3 | 17.0 | - | - | 34.0 | 17.0 |
| Interest Cover (Times) | 4.8 | 5.3 | 6.5 | 8.8 | 14.7 | 12.8 | - | - | 7.3 | 8.8 |